Training Program in Bank Asset Management

Definition and types of assets in the banking context

Differences between current and non-current assets

The importance of asset management in achieving bank objectives

Loans, bonds, and financial investments

Cash liquidity and other assets

Classification of assets based on risk and return

The principle of balancing risk and return

Asset management under capital adequacy standards

The role of investment committees in banks

Money market instruments and treasury bills

Government and corporate bonds

Financial derivatives used for hedging

Non-performing loan (NPL) ratios

Provision coverage for bad debts

Return on assets (ROA) ratios

Common causes of asset default

Strategies for rescheduling or recovery

Selling or writing off assets from the balance sheet

Matching principle of asset and liability maturities

Impact of interest rates on asset mix

Managing the liquidity gap and related risks

Short-term liquidity gaps

Interest rate sensitivity gaps

Using scenario analysis to simulate risks

Using electronic asset management systems

Big data analysis in investment evaluation

Cybersecurity challenges related to digital assets

International standards (IFRS, Basel III)

Financial transparency and disclosure requirements

The role of internal auditing in asset control